A fast and intuitive Mobile and Web Banking platform that helps your customers complete everyday banking tasks with confidence.
A productized foundation that can be easily integrated with existing systems and extended with selected modules, configurations, and partner capabilities as the digital strategy evolves.
Configurable dashboards, deeplinks, and notifications to bring your customers back to the right task at the right time.
A frequent digital touchpoint with fast access to payments, cards, trading, insights, and self-service tasks whenever your customers need them.
Customers can complete routine tasks directly in their Mobile or Web Banking – from payments and product openings to card settings and selected self-services, reducing assisted effort.
Deliver a recognizable, bank-branded experience while building trust on a standardized product foundation designed for scalable channel evolution.
Extend the platform through productized modules and configuration, instead of redesigning it for every new need or market expectation, keeping costs and updates predictable.
Add value through easy integration options such as PFM, campaign management, and conversational banking via available SDKs.
Both channels deliver banking services. Web Banking runs in a browser and suits larger screens, longer sessions, and complex workflows. Mobile Banking is built for on-the-go access on smartphones and tablets. Our approach is native to each channel: the web is built natively for web, mobile natively for mobile. Neither is a copy of the other. Both share the same look, feel, and experience, while each is engineered for the strengths of its channel.
Customers can complete virtually everyday tasks, with over 200 features. Secure and fast login gets them in instantly, and new customers can open an account directly in the app and start right away. They can pay invoices by scanning a QR code or approving via eBill, transfer funds, and send peer-to-peer payments. Card settings and withdrawal limits adjust in a few taps. The finance assistant lets them analyze spending, set budgets, and reach savings goals. Through the messenger, customers ask questions and book appointments with their advisor.
The platform is a fully customizable white-label product. Functionality can be controlled through our Bank Configurator, which gives banks granular control over which features and modules are enabled for each customer segment, or in community banking, for each individual bank on the platform. Branding is handled through Design Tokens, especially powerful when multiple institutions share a platform but need distinct visual identities. Tokens drive colors, typography, spacing, logos, and iconography, so each bank looks unmistakably its own.
Timelines depend on the bank's starting point, but the platform is built to keep complexity low. Its multi-tenant, multi-banking architecture means new institutions can be onboarded onto a shared platform without rebuilding from scratch, making it especially well-suited to community banking setups.
The platform is built on an API-based architecture with a core agnostic integration layer, so it connects to whichever core banking system the bank already runs. Third-party modules plug in easily through standardized interfaces, letting banks extend functionality without custom development.
Our Mobile Banking solution runs on iOS and Android, covering the vast majority of smartphones and tablets used by retail and business customers today. Built natively, it takes full advantage of device capabilities such as Face ID, Touch ID, fingerprint sensors, push notifications, and more. The experience scales smoothly from compact phones to larger tablets while keeping performance, accessibility, and familiar interaction patterns intact across every screen size.
Consistency comes from an omni-channel customer experience model. Mobile and web share the same services, business rules, and data, so balances, transactions, and pending transfers look identical wherever customers log in. A bill pay set up on the web appears instantly on mobile, and alerts dismissed on one are dismissed on the other. Shared design tokens and interaction patterns harmonize the experience layer, so the two channels feel like one product expressed in two form factors.
Finnova stands for innovative banking solutions – in development, in operation, and in advisory. Their high-performance and reliable banking platform can be used end-to-end for various business models thanks to its wide range of functions.
Finnova and G+D Netcetera have been working together as strategic partners for over a decade to meet the different everyday needs of banking customers and deliver simple, intuitive, and seamlessly integrated digital services with real value.
Clarity AI provides AI-driven sustainability solutions and data analytics to make sustainability a core part of the user experience. The features can be integrated into Digital Banking apps, including CO2 carbon footprint reporting and sustainability education.
The partnership with Clarity AI allows G+D Netcetera to bring sustainability intelligence directly into Digital Banking experiences.
Learn more
Discover in our TechTribe podcast how to make Mobile Banking a truly customer-friendly emotional experience. Learn how important digital and personalized experiences are in everyday life, how you can transform functions into a real customer experience, and how to offer your customers experiences that are really fun.
In this TechTribe episode, Markus Fraunfelder & Florian Kieninger explain why security is a constant cat-and-mouse game against fraud, social engineering, and new regulations like PSD3 – and how real trust is created.
In this webinar, our experts will explain the strategic and technical implications of these changes. We will show where Apple and Google differ, what this means for user experience and accessibility, and how banks can position themselves to navigate this shift with confidence.
Watch the recording of our webinar Financial Advisory in Digital Banking and find out how banks are combining their digital touchpoints with personal advice to meet rising expectations, build trust, and strengthen customer loyalty in the long term.
A customer-friendly solution that enables convenient card management & online payments, and flexible white-label integration with banking apps.
By combining expertise with smart technology, our hybrid financial advisory platform Omnium provides solutions that simplify advisory processes, increase efficiency, and create sustainable added value – today and in the future.
AI is fundamentally changing how quickly legacy systems can be understood, documented, and modernized and reducing the operational risk of acting too late.
We deliver AI-assisted codebase analysis, business logic documentation, and a phased modernization roadmap so you can make informed decisions about what comes next.
G+D Netcetera delivers custom banking and financial software for European institutions by extending proven platforms or developing new systems from scratch for highly specific operational and regulatory requirements.
Extend proven G+D Netcetera platforms with your institution's own workflows, integrations, and customer experience — instead of rebuilding from zero.
G+D Netcetera delivers software and consulting for European banks, payment service providers, and insurers. We build the authentication platforms, banking systems, and payment infrastructure that millions of people rely on every day.
Core capabilities include digital banking, 3-D Secure authentication, fraud prevention, digital identity, processing, AI-powered software delivery, and cloud-native financial platforms.
Tea Schmid, Head of Advisory Processes and Tools at St. Galler Kantonalbank, explains how the digital financial advisory solution "Omnium" offers customers a modern, digital, and holistic financial advisory.
Stefan Giger, Head of Payment Fraud & Dispute Services at SIX Banking Services, about the ACS service for their debiX+ white-label app, which provides a stable, scalable service for handling 3DS transactions.
Shaun Baumberger, Head of Mobile Banking at PostFinance, describes how they launched the first Mobile Banking app on the Swiss market together with G+D Netcetera in 2011, and relaunched the app from scratch in 2021.
G+D Netcetera is a founding member of the Wow!Banking initiative in Germany. The initiative brings together experts from technology, consulting, academia, and practice to give the German financial market new impulse.
Maximizing Trust and Efficiency: G+D Netcetera expands ISAE 3402 certification to cloud services
Reaching the goal together: Finnova and G+D Netcetera
