Mobile Wallet

Increase your card revenues by offering your customers a state-of-the-art mobile payment experience with G+D Netcetera's highly configurable, fully brandable, and secure Mobile Wallet.
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Seamless mobile payments

Your customers' preferred way to pay 
High compatibility 

The Mobile Wallet app is available on both Android and iOS and is compatible with global card schemes such as Visa and Mastercard.

Toolbox approach 

Select exactly the modules and features you need. No lengthy custom projects – get a ready-made, market-proven Mobile Wallet with fast time-to-market.

Fast time-to-market 

Our experienced team guides you through the entire process from UX design to go-live. Longstanding domain expertise ensures reliable, fast delivery.

Benefits of our Mobile Wallet solution 

Secure and compliant

The app complies with the latest security and regulatory standards – from biometric login to payment authorization with 3-D Secure SCA.

Fast time-to-market 

The ready-to-use app enables fast go-live and numerous built-in customization options that also allow for product differentiation.

Flexible setup and integration 

Standard mobile app, custom UI, or third-party modules – with our integration layer, connecting to your backend systems is simple.

White label for easy customization  

No matter whether you are a merchant offering payment cards, an issuer, a BIN sponsor, or a processor serving several issuers: Experience a smooth and easy design process and multi-branding capabilities. 

Recognized reliability

G+D Netcetera is a registered and certified partner of Mastercard and Visa, and part of the EMVCo Board of Advisors, co-creating the future payment landscape.

Mobile and digital first

Supporting financial institutions in all stages of your customers’ digital payment journey: Enable your customers to acquire, use, manage, and engage with their payment cards on our app. 

Overview of our Mobile Wallet solution

A digital platform that allows users to conduct financial transactions on mobile devices such as smartphones or tablets. 

Benefits of our Mobile Wallet solution for your customers

Enabling customers for 24/7 self-service

No need to wait on hold or worry about the availability of customer service – with the app, customers have all services always at their fingertips: Block or unblock cards, enroll cards to wallets like Apple Pay, change limits, and much more. 

Personal Financial Management Analytics

Enable customers to get back in the driver’s seat of their financial management by setting limits, optimizing notifications.

 

Mobile payment 

Payment habits have changed permanently. The app offers a convenient, safe, and fast way to pay contactless at every card POS using the mobile device’s NFC interface, and it supports Google and Apple Pay, as well as Click to Pay.

Enhanced security

Usability and security are not mutually exclusive: Your customers can trigger card tokenization directly in our app to benefit from a safe and convenient online payment experience going forward.

Trusted by industry leaders for over 30 years

"Together with our trusted partner, G+D Netcetera, we developed the leading app to manage credit, debit, and prepaid cards. Focusing on user-friendliness, state-of-the-art technology, and innovative features, the one app has become the favorite solution of more than two million active users. 

We are proud that the app continuously ranks among the top in the finance category in the Swiss app store and has been honored with several awards. Thanks to the great and agile collaboration with the team from G+D Netcetera, we were able to adapt to consumer and market needs. Together we will continue to evolve and enhance the one app."

Markus Coradi
Head Digital Business & Innovation (ad interim)
Viseca

G+D Netcetera delivers the ACS service for our debiX+ white-label app to us, which provides a stable, scalable service for handling 3DS transactions. Today, over 1.5 million customers use the debiX+ app." 

Stefan Giger
Head Payment Fraud & Dispute Services
SIX Banking Services

We wanted to make it easier for the customer to handle corporate expenses and achieved that with G+D Netcetera. They came in with a white label wallet and 3D-Secure solution and allowed us to customize features just the way we wanted. We feel very well supported in the partnership: G+D Netcetera understands our business and translates it into user friendly solutions, for our customers and for us.

We are looking forward to great future collaboration."

Ulrich Danz
Head of Research and Development
AirPlus International

Success stories

White-label app based on G+D Netcetera's wallet, identity and 3DS products
SIX offers the new generation of debit cards to card-issuing banks in Switzerland. In addition to standard functionalities (cash withdrawal or contactless payment), further digital use cases, such as online shopping and hotel reservations, create a new user experience.
All-in-one wallet app tailored to customers' needs
By learning about the specific needs of the corporate payments sector and the daily challenges business travellers face, we were able to continuously update our product roadmap to deliver solutions that created delightful and efficient customer experiences.
Manage credit, debit and prepaid cards
one is a free digital service for even greater convenience and security. It gives you perfect control at all times over your credit, debit, and prepaid cards.
Digitization of credit and debit cards
G+D Netcetera's digital wallet implementation for PSA is based on its scheme-certified product. It maximizes transaction revenues and offers end customers secure, easier and faster digital payments.
White-label app based on G+D Netcetera's wallet, identity and 3DS products
SIX offers the new generation of debit cards to card-issuing banks in Switzerland. In addition to standard functionalities (cash withdrawal or contactless payment), further digital use cases, such as online shopping and hotel reservations, create a new user experience.
All-in-one wallet app tailored to customers' needs
By learning about the specific needs of the corporate payments sector and the daily challenges business travellers face, we were able to continuously update our product roadmap to deliver solutions that created delightful and efficient customer experiences.
Manage credit, debit and prepaid cards
one is a free digital service for even greater convenience and security. It gives you perfect control at all times over your credit, debit, and prepaid cards.
Digitization of credit and debit cards
G+D Netcetera's digital wallet implementation for PSA is based on its scheme-certified product. It maximizes transaction revenues and offers end customers secure, easier and faster digital payments.
White-label app based on G+D Netcetera's wallet, identity and 3DS products
SIX offers the new generation of debit cards to card-issuing banks in Switzerland. In addition to standard functionalities (cash withdrawal or contactless payment), further digital use cases, such as online shopping and hotel reservations, create a new user experience.
All-in-one wallet app tailored to customers' needs
By learning about the specific needs of the corporate payments sector and the daily challenges business travellers face, we were able to continuously update our product roadmap to deliver solutions that created delightful and efficient customer experiences.
Manage credit, debit and prepaid cards
one is a free digital service for even greater convenience and security. It gives you perfect control at all times over your credit, debit, and prepaid cards.
Digitization of credit and debit cards
G+D Netcetera's digital wallet implementation for PSA is based on its scheme-certified product. It maximizes transaction revenues and offers end customers secure, easier and faster digital payments.
White-label app based on G+D Netcetera's wallet, identity and 3DS products
SIX offers the new generation of debit cards to card-issuing banks in Switzerland. In addition to standard functionalities (cash withdrawal or contactless payment), further digital use cases, such as online shopping and hotel reservations, create a new user experience.
All-in-one wallet app tailored to customers' needs
By learning about the specific needs of the corporate payments sector and the daily challenges business travellers face, we were able to continuously update our product roadmap to deliver solutions that created delightful and efficient customer experiences.
Manage credit, debit and prepaid cards
one is a free digital service for even greater convenience and security. It gives you perfect control at all times over your credit, debit, and prepaid cards.
Digitization of credit and debit cards
G+D Netcetera's digital wallet implementation for PSA is based on its scheme-certified product. It maximizes transaction revenues and offers end customers secure, easier and faster digital payments.
White-label app based on G+D Netcetera's wallet, identity and 3DS products
SIX offers the new generation of debit cards to card-issuing banks in Switzerland. In addition to standard functionalities (cash withdrawal or contactless payment), further digital use cases, such as online shopping and hotel reservations, create a new user experience.
All-in-one wallet app tailored to customers' needs
By learning about the specific needs of the corporate payments sector and the daily challenges business travellers face, we were able to continuously update our product roadmap to deliver solutions that created delightful and efficient customer experiences.
Manage credit, debit and prepaid cards
one is a free digital service for even greater convenience and security. It gives you perfect control at all times over your credit, debit, and prepaid cards.
Digitization of credit and debit cards
G+D Netcetera's digital wallet implementation for PSA is based on its scheme-certified product. It maximizes transaction revenues and offers end customers secure, easier and faster digital payments.
White-label app based on G+D Netcetera's wallet, identity and 3DS products
SIX offers the new generation of debit cards to card-issuing banks in Switzerland. In addition to standard functionalities (cash withdrawal or contactless payment), further digital use cases, such as online shopping and hotel reservations, create a new user experience.
All-in-one wallet app tailored to customers' needs
By learning about the specific needs of the corporate payments sector and the daily challenges business travellers face, we were able to continuously update our product roadmap to deliver solutions that created delightful and efficient customer experiences.
Manage credit, debit and prepaid cards
one is a free digital service for even greater convenience and security. It gives you perfect control at all times over your credit, debit, and prepaid cards.
Digitization of credit and debit cards
G+D Netcetera's digital wallet implementation for PSA is based on its scheme-certified product. It maximizes transaction revenues and offers end customers secure, easier and faster digital payments.
White-label app based on G+D Netcetera's wallet, identity and 3DS products
SIX offers the new generation of debit cards to card-issuing banks in Switzerland. In addition to standard functionalities (cash withdrawal or contactless payment), further digital use cases, such as online shopping and hotel reservations, create a new user experience.
All-in-one wallet app tailored to customers' needs
By learning about the specific needs of the corporate payments sector and the daily challenges business travellers face, we were able to continuously update our product roadmap to deliver solutions that created delightful and efficient customer experiences.
Manage credit, debit and prepaid cards
one is a free digital service for even greater convenience and security. It gives you perfect control at all times over your credit, debit, and prepaid cards.
Digitization of credit and debit cards
G+D Netcetera's digital wallet implementation for PSA is based on its scheme-certified product. It maximizes transaction revenues and offers end customers secure, easier and faster digital payments.
White-label app based on G+D Netcetera's wallet, identity and 3DS products
SIX offers the new generation of debit cards to card-issuing banks in Switzerland. In addition to standard functionalities (cash withdrawal or contactless payment), further digital use cases, such as online shopping and hotel reservations, create a new user experience.
All-in-one wallet app tailored to customers' needs
By learning about the specific needs of the corporate payments sector and the daily challenges business travellers face, we were able to continuously update our product roadmap to deliver solutions that created delightful and efficient customer experiences.
Manage credit, debit and prepaid cards
one is a free digital service for even greater convenience and security. It gives you perfect control at all times over your credit, debit, and prepaid cards.
Digitization of credit and debit cards
G+D Netcetera's digital wallet implementation for PSA is based on its scheme-certified product. It maximizes transaction revenues and offers end customers secure, easier and faster digital payments.

FAQs

Can I try the Mobile Wallet before purchasing?

Yes, you can. Request a demo and you will be able to see how our Mobile Wallet works before making a decision.
 

We will be happy to guide you through the main features and benefits of our solution, and to discuss together how you can make the most of it.

Is there a G+D Netcetera branding in the app?

No, there is no G+D Netcetera branding. Our white-label wallet comes with several customization options to adjust to your brand guidelines.

Is the Mobile Wallet suitable for both Android and iOS?

Yes, our Mobile Wallet is available on Android and on iOS.

How can I know if the Mobile Wallet is suitable for our needs?

The Mobile Wallet allows your customers to:

  • Manage all their credit and debit cards (adjust limits, suspend card, show PIN, …)
  • Use their mobile device for contactless payments
  • Authorize 3DS transactions via biometrics
  • Check the details of all their card transactions
  • Send money to their friends with P2P payment
  • and much more …


As our modular app platform is customizable, we are able to add additional functions that meet your and your customers’ needs.

If you want to learn more, contact us and we will be happy to discuss all possibilities of our app with you.

What kind of support will I receive throughout the development process?

You will be guided right from the beginning through the whole process until go-live by our experts. After clarifying your requirements we do an API analysis to ensure your new app fits perfectly into your existing IT landscape. Our experienced UX-team will do the UI customization according to your brand guidelines.

Since we are committed to the highest quality standards, extensive acceptance tests after development and deployment are of course part of our service package. We make sure that the end-product is tailored to your needs and ready to be enjoyed by your customers.

How long will it take to build and launch my app?

As we rely on a ready-made and market proven product, we can ensure fast time-to-market compared to individual software projects.

Depending on the scope it takes approximately 4 months to launch Mobile Wallet as your new app.

Our partners

Mastercard

With more than 50 years of experience in payment services, combined with the use of the latest technologies, Mastercard offers an extensive product and service portfolio for banks, financial service providers, and card processors. 

With the Mobile Wallet, your customers get access to these Mastercard solutions for contactless payments and mobile card management.

Learn more

Visa

Visa connects businesses, customers, and partners through its global payments network. As a certified Visa partner, we help you to implement these intelligent, secure, and user-friendly payment solutions. 

With our Mobile Wallet, Cloud Payment and Apple Pay, we make your Visa cards digitally available to your customers on any mobile device in no time.
 
Learn more

EMVCo

EMVCo evolves and manages specifications and programs that enable card-based payment products to work together seamlessly and securely worldwide. G+D Netcetera was the first in Europe and the second worldwide to adapt EMV® 3DS. 

As part of the EMVCo Board of Advisors G+D Netcetera is cutting edge in payment services. With our Mobile Wallet, your customers profit from innovations like EMV® Secure Remote Commerce (SRC), also known as Click to Pay, and EMV® Payment Tokenization to make every payment an easy and secure customer experience. 

Learn more

Clarity AI

Clarity AI provides AI-driven sustainability solutions and data analytics to make sustainability a core part of the user experience. The features can be integrated into Digital Banking apps, including CO2 carbon footprint reporting and sustainability education. 

The partnership with Clarity AI allows G+D Netcetera to bring sustainability intelligence directly into Digital Banking experiences.
 
Learn more

Related resources

Find out more about our Mobile Wallet solution
Report: Juniper Leaderboard 2024-2029

How can providers decide out of the many white-label options on the market? Juniper Research has stepped in with a definitive leaderboard of the top providers - and G+D Netcetera is one of them. 

 

Webinar: Modular platform live demo

In this live demo, product expert Stefan Matheis shows how financial institutions can provide and scale mobile payment functions – with full control over branding, user experience, and compliance.

 

Watch on demand (DE) 

Podcast: EUDI Wallet

In this TechTribe episode, Stefan Mattheis and Martin Zeisel break down eIDAS 2.0 and the European Digital Identity Wallet (EUDI), and what they mean for secure authentication, digital payments, and the future of online services.

 

Listen now

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