Seamless and secure e-commerce in France 

Company Info

STET is a critical operator for its clients, the banks and the banking communities it serves every day. As a Systemically Important Payment System (SIPS), STET commits to respecting the highest level of security, rigor, and transparency. Since its creation 20 years ago, STET’s vision is that European harmonization will not preclude market diversity. Hence, we develop flexible and sustainable architecture, designed to host the various needs of our clients with user-friendly multi-channel services. Having a consistent 360° service offering including a clearing system able to handle the whole range of payment instruments (domestic and SEPA) as well as a routing and authorization network means that we can support all payment challenges.


The challenge

  • A reliable digital payment system for all online banking transactions of French cardholders
  • Providing a secure, seamless, one-click online transaction solution that enhances the digital payment experience in France.
  • Bringing innovation and enhanced sovereignty in digital payment services to the benefit of the French domestic card scheme Cartes Bancaires and the French banking community.

The solution

The globally established and proprietary Click to Pay solution is based on EMVCo standards and adapted to the French co-badging environment.

Expertise in secure digital payments combined with a tailored solution that meets the unique needs of the French market while setting new standards for e-commerce payment security and convenience.

Discover the solution​

The collaboration with a leading European player is a tremendous opportunity for STET to bring innovation and enhance sovereignty in the digital payment services to the benefit of the French domestic card scheme, Cartes Bancaires, and the French banking community."

Régis Folbaum, CEO of STET

We are proud to partner with STET on this groundbreaking initiative that will bring Click to Pay to France for the first time. This collaboration allows us to provide Cartes Bancaires with a secure, seamless, one-click online transaction solution that enhances the digital payment experience while maintaining European sovereignty. Our combined expertise will deliver a tailored solution that meets the unique needs of the French market while setting new standards for e-commerce payment security and convenience."

Philippe Delanoue, CEO of G+D France

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