G+D Netcetera and Deutsche Kreditbank AG (DKB)
Company Info
Deutsche Kreditbank AG (DKB) is one of the largest card issuers in Germany and serves business and private customers. With over 4 million private customers, DKB is the second largest direct bank.
The solution
For DKB we have modernized the 3-D Secure process and implemented the payment approval via biometrics. We integrated the 3DS functions of the DKB Card-Secure App, such as the registration and payment authorization for card payments, into their bank app. This eliminates the necessity to send an identity code by post to activate a card for payments. The implemented security procedure complies with the PSD2 regulations.
Together with G+D Netcetera, we have further developed our banking app so that we can provide our customers with an optimized user experience through biometric authentication. This feature is also consistent with our understanding of an advanced online direct bank and digitized processes”
- Mark Hauel, Head of Private Customers at DKB
(November 2018)
Features and benefits
approval using biometrics (fingerprint or Face-ID)
allows cardholders to register directly with one click
thanks to fewer interruptions during payment process
of user with second factor
